Seabridge Wealth is a private wealth management firm, opening its doors in July 2007. Providing advice to our clients through this period has founded a strong belief in client advocacy. Helping our clients identify their goals up front and building a process to achieve these goals over time is the basis of all our client relationships. Your financial journey differs to those of other people because it depends on your aspirations and circumstances.
Our strong client advocacy approach allows us to “walk in your shoes” providing a clear understanding of “your needs” and, just as important, “your propensity for risk”.
Our rigorous process ensures there is a clear communication around the risks involved in achieving your goals through the financial advice process.
This enable clients to make informed decisions about strategies to pursue their long term goals regardless of market conditions. Understanding risk helps to take the surprises out of financial advice for our clients and builds confidence in achieving goals.
Managing wealth requires a lot more than a “set and forget” mentality. We’ve devised a simple but effective model to put into place the strategies that will build your wealth, and to refine and alter them in tandem with your evolving needs. This life cycle approach depends on a never-ending circle of reviewing and reporting – a constant “to and fro” between you and us.
JOHN HART | SENIOR CLIENT ADVISOR
BA B(Leg S), M Comm, CTP, CFP, Tax Agent
John is a deeply experienced wealth management professional with over 30 years of leading financial services experience, including wholesale and retail advice and Managed Discretionary Account (MDA) operations.
He was Head of the Financial Planning Division position of Centric Wealth group, a substantial advice and MDA financial planning business. At that time the group managed $3.7 billion in assets under advice (AUA) and billions of dollars of life insurance coverage and $1.3 billion in loans under advice and other debt instruments. The group had one of the highest Assets Under Advice per adviser, but with one of the lowest number of clients per adviser in the Australian financial planning industry. The business used two MDAs to support advisers and their clients and John managed the 70 adviser strong team.
Before this John was Chief Executive Officer of the Halliday Financial Group, a boutique advice and MDA funds management business, from 2005 to 2007.
Before this role, John was a tax partner of Ernst & Young chartered accountants, heading up its Australian business providing services to the wealth management industry and many leading corporate executives. John was integrally involved in the initial rollout of AFS Licences across Ernst & Young Australia in 2003 and 2004.
John is a Chartered Tax Professional, Tax Agent and a Certified Financial Planner.
KATIE ENDEAN | CLIENT SERVICE MANAGER
Every team needs an expert client service coordinator to ensure everyone on deck can perform their role. With multiple years of banking experience, Katie is well accustomed to the dynamic nature of the financial services industry. Her experience has depth in dealing with compliance matters surrounding individuals, companies, trusts, estates and self-managed super funds (SMSF). Katie is skilled in dealing with the complexity of the technical software and platforms on which we depend, allowing her to provide an efficient service delivery.
Seabridge Wealth was founded out of a desire to align ourselves with our clients needs. We believe that this is best achieved by being an Independent Financial Advice firm. This means no commissions and no hidden fees. Your adviser needs to partner you with your wealth management, not be a salesperson for a larger institution.
We have found that financial advice is best delivered in boutique organisations, as when management don’t interact with clients, their decision making process shifts from the best interest of the client to increasing the profit of the business.
We only work with a relatively small number of clients. This enables us to invest the time required to gain a solid understanding of your needs and give your needs the attention required to build sound financial advice. Establishing a sound understanding of you, your family, your values and your financial environment is a core part of our service. The end result is advice tailored to your needs and an adviser relationship based on understanding you.
We charge on a fee for service basis with flat dollar fees (rather than percentage based). We don’t charge or accept commissions on any products, including risk insurance as we believe to do so would be a conflict in our advisory relationship with you. We do not pay or receive referral fees, therefore we only give referrals to service providers we believe are best in their field and will suit your requirements.
Our clients access the best solutions available through our approach and alignment with them.